Man, that is a bad deal. I can totally understand how that happens...I go to college at Adelphi University in Garden City, NY and all of the people there drive so quickly around campus, they're so stupid !! They're just not careful at all, so in return I just drive super-defensive to make sure I don't get into any accidents or anything.
I'm sorry to hear what happened, and I truly hope things work out okay for you.